Debtor Defense
Most people don't know that there are laws in place to keep debt collectors in line. A few of those laws are just basic human courtesy. The Fair Debt Collection Practices Act, or FDCPA, is a Federal law that provides relief for consumers from debt collector harassment. The FDCPA mainly applies to collection agencies, collection lawyers and “debt buyers” (someone other than the original creditor). It prohibits debt collector harassment in many forms, such as excessive phone calls, obscene or abusive language, false or misleading statements, contacting your relatives or friends and contacting you at your place of employment. The other forms of debt collector harassment made illegal by the FDCPA are too many to list here, but click this link for more information about some common violations. The FDCPA says that the debt collector has to pay your attorney fees. This means that we can help end the harassing conduct and annoying collection calls at no cost to you! The FDCPA also prohibits the debt collector from calling you again when you are represented by a lawyer and provides for damages against the debt collector’s violation of the law. The collection calls and letters stop, they have to pay you, and they have to pay our attorney fees. So what are you waiting for?
Contact us by filling out our form for a free review of your debt collector harassment situation now.